Navigating the costs associated with residential aged care is complex and can be confusing, even in the most straightforward cases.

And it is often difficult to compare potential outgoings between providers because services and fee structures usually vary.

As this Startsat60 article points out, while the Federal Government subsidises some aged care services, there is an expectation that the person going into a care facility will contribute to care costs wherever they can afford to do so.

It explains that the cost of aged care typically consists of a basic daily fee, a means-tested care fee, an accommodation payment plus (usually optional) extra services fees.

Conversation starter

Have you or someone for whom you care found it difficult to weigh up the outgoings between residential aged care providers? Who was able to give you advice? In the end, what did the decision come down to? Have you been satisfied that value for money has been delivered?

Have your say on aged care-2